What is Liability Insurance?
Liability insurance covers the damages to other people and property if you are found at fault in an accident. This means you don’t have to pay out of pocket for any hospital bills or automotive repairs if you cause an accident. It is the minimum amount of coverage required in most states across the country.
The General offers affordable liability car insurance to help you get on the road.
Types of Liability Auto Insurance
Different types of liability coverage each come with their own maximum coverage limits.
Bodily Injury Liability (BIL)
If you are considered at fault in an accident, bodily injury liability insurance covers the damages that other people in the accident incur. There are maximum coverage limits per person and per accident. Speak to a Customer Service representative to determine the best option for your coverage plan.
Property Damage Liability (PDL)
When you are at fault in an accident, property damage liability will cover the costs associated with destroying someone else’s property, whether that is their car or another form of their belongings. Like bodily injury liability, there is a maximum coverage limit for property damage liability insurance.
What does Liability Insurance not cover?
Liability coverage does not cover any damages to your body or to your car. Consider putting additional coverage on your insurance plan to cover any hospital costs or damages to your vehicle in the event of an accident.
Frequently Asked Questions
