The General Car Insurance

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The General car insurance makes getting a quote easy.

We make it easy to get an auto insurance quote from The General and we don’t ask you to provide a lot of personal information. That’s right — not your name, phone number, or street address. You’ll receive an accurate car insurance quote without answering too many questions!

There’s absolutely no commitment on your part once you receive the quote. You can save your auto insurance quote online on The General’s website at any point during the process. Shop around, do your research, and you can come back at any time once you’ve decided that The General is right for you. We’re always here!

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How to Get a Car Insurance Quote Online

The General allows you to get a free, no-commitment car insurance quote in just two minutes.

Step 1: Provide General Information

To get started, we’ll ask you a few questions about your personal information, including your zip code, age, credit score, marital status, etc. These factors can all influence the price of your premiums.

Step 2: Provide Driver Information

We want to know about your driving history—both good and bad! We’ll look at things like your driving record, SR-22 status, DUIs, and how often you drive your car.

Step 3: Enter Vehicle Information

Input the make, model, and year of your car, in addition to any safety features that could make you eligible for a discount.

Step 4: Get Your Quote

That’s it! The General will generate your free quote in under two minutes.

More Information About Buying Car Insurance

Are Newer or Older Cars Cheaper to Insure?

In general, older cars are cheaper to insure.

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Can You Drive Without Insurance?

You shouldn’t drive without car insurance.

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What Is a Car Insurance Deductible?

Learn the ins and outs of an insurance deductible.

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How Much Should I Be Paying for Car Insurance?

Explore what goes into the cost of car insurance.

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Cheap Car Insurance Companies Online

How to choose the right car insurance company online.

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What is Car Insurance?

An auto insurance policy is a contract between you and an insurance company - sometimes a local insurance company, sometimes nationwide. (It’s always a good idea to do an auto insurance quotes comparison – and we’re sure you’ll find that, in most cases, The General is the lowest!)In exchange for paying a premium, the car insurance company promises to pay for specific car-related financial losses within the selected coverage limits that you may have during the term of the agreement.

Basically, if you get in an accident, car insurance protects you from financial hardships that could result from damage, injuries, or lawsuits from other drivers.

Most states require that you carry automobile liability insurance in certain minimum amounts. If you are at fault in an accident, the law typically requires that you pay the damages sustained by the person who is not at fault. These can include property damage, which is the cost to repair or replace any property that you have damaged.

Why You Need Car Insurance

If you plan on driving in any state you’ll need car insurance. Even drivers in the two states that don’t legally require it drive with car insurance, and that’s with good reason. Car insurance benefits you and other drivers on the road whom you might get into an accident with. It protects you from huge expenses related to damage or total loss of your car and other drivers’ cars after an accident. Car insurance can also protect the financial loss of your car if you’re in an accident with an uninsured or underinsured driver.

However, the benefits of car insurance aren’t limited to your car. If you, or someone else who’s involved in an accident with you, is injured, your car insurance may help you pay for medical expenses that your regular health insurance might not cover, like dental work and other medical care required after the accident.

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If the state you live in requires some type of car insurance coverage, you’ll need to get the set amount of minimum coverage. Some auto finance companies require you to have comprehensive and collision coverage while you’re paying off your car loan as well.

Learn more about the car insurance coverage requirements in your state with our Insurance by State guides.

Car Insurance Discounts

The General offers a few different kinds of discounts to help you save money in the short and long-term. Options like Good Student Discounts, bundling multiple drivers, and more could help you cut costs on your premiums, depending upon eligibility and availability in your state.

Find out more about saving money on car insurance.

Why choose The General for your car insurance needs?

Dependable Coverage

Millions know they can depend upon and trust The General. After you receive your free car insurance quote online, you’re one step closer to understanding how The General will be in your corner.

Cheap Rates

It’s okay if your driving history indicates a higher risk. The General is here for you. All of The General’s customers receive flexible payment plans and first-class customer service. We believe everyone deserves affordable rates and the best in care no matter what your history is.

Mobile App

Our flexibility includes the ability to pay it your way, via credit card, debit card, or even cash. You can even choose the date on which you make your payments. With our state-of-the-art mobile app, you can manage your car insurance anytime and anywhere.

Don’t take our word for it. See what our customers are saying.

Frequently Asked Questions

Nearly all 50 states require you to drive with some level of car insurance. When shopping for insurance, check with your state for the minimum coverage you’re required to have. Next, explore additional options, such as underinsured motorist coverage and roadside assistance, to decide how much protection you would like to have on and off the road. Learn more about auto insurance coverage details by state.

The General offers cheap car insurance because we provide affordable rates and discounts across the country. We offer affordable, or cheap, pricing for drivers regardless of driving history. Depending on your state, you can find discounts for homeowners, good students, military (Louisiana only), if you’ve had auto insurance with a previous company, and more.

Other insurance companies may be too far out of your budget if they consider you “high-risk.” But The General is able to provide cheap—affordable—car insurance no matter what your driving record looks like.

Getting a car insurance quote from The General is easy: You can get the quote at any time of the day or night, on the device you prefer and the schedule that works for you. There’s no reason to call a few insurance companies during work hours and answer the same list of questions. Instead, get several car insurance quotes at once in the privacy of your home and comparison shop. Aim for at least 3 quotes so you know your ballpark premium amount.

Car insurance quotes are estimates. It isn’t until you provide the specific information needed for your policy that you receive the exact premium amount. If the insurance company requests additional information, that information will provide a more accurate quote. Look for insurance companies that calculate your coverage needs automatically for greatest accuracy.

Any company that tries to charge potential customers for a car insurance quote is not going to get their business. That’s why car insurance quotes online are virtually always free. There is absolutely no obligation. The whole process is completely anonymous and short. You can receive a free, no-obligation quote in just 2 minutes or less. When you find a policy you really like, buy it online and obtain an insurance card in just minutes. There’s really no more efficient way to compare car insurance quotes and get yourself a policy immediately.

Receive a car insurance quote from The General by submitting your ZIP Code and some other information about any insurance exclusions, credit history, and liability. Insurance companies check your ZIP Code for the number of accidents in the area. If you live in a place with a high accident rate, usually urban locations, expect to pay more for auto insurance than someone living in a light traffic region. The younger you are, the more you can expect to pay in insurance premiums. The good news is that age-related premiums start coming down around 25, as long as your driving record stays clean.

You don’t need to submit any other personal information until you decide to buy the policy. When you decide to buy a car insurance policy, you will have to provide the company with your name, address, driver’s license number and vehicle registration. You must include the make, model, and year of your car, and how long you’ve owned it, along with your annual mileage and driving history. Always tell the truth about any traffic violations you’ve received, because the insurance company will find out, and it will affect your premiums. Some insurance companies will not accept you if you did not have at least 6 months of prior car insurance coverage, but that’s not the case with The General.